Your credit score and how to look beyond

CharlesSimsJr-160The ability to manage personal credit apparently is one of those things that gets better with age. A consumer reporting agency study indicated that people aged 66 and older had the highest average credit scores, followed by those aged 47 to 65.

Your credit score can affect your ability to obtain credit and the interest rate you pay. So having a high score could be helpful to your overall financial strategy. But a good credit rating doesn't always mean you are in a strong financial position. Consider these other factors for each age group.

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A safe and simple apple pie

applePie-600It is unrealistic to think that most resolutions made in January will be fulfilled by the end of the year. A new month has already begun, and old habits, I'm sure, will return. We set goals, but aren't motivated enough to see them through.

We fall short of our goals because we don't know how to get there. We desire to achieve positive results without concentrating on the means necessary to attain them. This is especially true for people who have declared this to be the year they will eat healthy and lose weight.

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The ‘Rainbow PUSH Wall St. Project’ interview

JJackson-600The Rainbow PUSH Wall Street Project will host the 16th Annual Wall Street Economic Summit in New York City this Wednesday through Friday. This year's summit – "Wall Street to Main Street" – focuses on access to capital, career development and labor. In this interview, the Rev. Jesse L. Jackson Sr., founder and president of the Rainbow PUSH Coalition and The Wall Street Project, talks about the Annual Economic Summit.

Kam Williams: Hi Rev. Jackson, thanks for the interview.

Rev. Jesse Jackson: Thank you, Kam.

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Kam’s Kapsules: Weekly previews - 01/29/2013

BulletToTheHead-600For movies opening Feb. 1, 2013


"Bullet to the Head" (R for profanity, nudity, drug use, graphic violence and bloody images) Grisly revenge thriller, set in New Orleans, about a hit man (Sly Stallone) and a detective (Sung Kang) who form an unlikely alliance to track down the killers of their respective partners. Featuring Christian Slater, Jason Momoa and Jon Seda.

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This week’s DVD releases: 01/28/2013

DVDcover-400"Stories about African-American Heritage (featuring March On!"

"Downton Abbey – Season Three"

"The Abolitionists"

"Hello, I Must Be Going"

"Amazing Ocean 3D"

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