Fri04182014

This week’s DVD releases - September, 24, 2013

DARK-GIRLS-MOVIE-400tTop Ten DVD List for Sept. 24, 2013

"The Kings of Summer"

"Dark Girls"

"Iron Man 3"

"Unfinished Song"

"Foyle's War: Set Seven"

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Is being fat normal?

Chef Timothy Moore-160Pants with expanding waistlines are sold in most stores now, and big and tall retail shops are popping up everywhere. More and more, society is moving toward the acceptance of being overweight and obese as "normal."

It's official that the United States is fat. According to the Centers for Disease Control, two thirds of Americans are obese. Even though some seem to be taking such news lightly and as if it's just a fad, it is no laughing matter. Millions of people die each year from overusing a fork, spoon and a latte.

I frequently talk with individuals who deny they even have a weight problem. They argue that God created them to eat and enjoy life to the fullest and not worry about the outcome. I've also found that overweight people often overlook their weight because they feel everyone looks like them.

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Kam’s Kapsules: Weekly previews - 09/20/2013

BOTY-600For movies opening Sept. 20, 2013

BIG BUDGET FILMS

"Battle of the Year" (PG-13 for profanity and rude behavior) Musical drama about buddies (Laz Alonso and Josh Holloway) who assemble a talented, hip-hop dance team with dreams of bringing the B-Boy trophy back to the U.S. for the first time in 15 years. Cast includes Chris Brown, Josh Peck and Caity Lotz.

"Prisoners" (R for pervasive profanity and disturbing violence) Hugh Jackman stars in this vigilante crime thriller as a desperate father who decides to take the law into his own hands after being frustrated by the detective (Jake Gyllenhaal) handling the investigation into the Thanksgiving Day kidnapping of his 6 year-old daughter (Erin Gerasimovich) and her best friend (Kyla Drew Simmons). With Paul Dano, Viola Davis, Maria Bello, Terrence Howard and Melissa Leo.

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Where is the money? Try ‘factoring’ this

CarleeMcCullough-160No matter the size of the firm, many businesses regularly face cash shortages. When small or new businesses face such a squeeze the options are more limited. But if the business has accounts receivables, which is an asset that can be sold, "factoring" may be an option.

Factoring entails the business selling its accounts receivables at a discount to a third party known as a factoring company. The discount is the incentive for the factoring company to take a risk by advancing money on the receivables.

In a normal factoring deal, there are three participating parties: the business selling the accounts receivable, the one buying the accounts receivable (the factoring company), and one who owes the accounts receivable (customer of the seller or the debtor). The accounts receivable usually have to be owed by a dependable verifiable source that has a credit rating worthy of the factoring company its money

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How a pension could affect Social Security benefits

CharlesSimsJr-160If you expect retirement income from a pension and Social Security, congratulations! These two income streams, along with your retirement savings, could put you on a comfortable financial footing. However, you might not be aware that your pension could affect your Social Security benefits.

Eliminating windfalls

Private-sector workers who earn a pension typically pay Social Security payroll taxes, in which case the pension should not affect their Social Security benefits. However, an issue arises when someone receives a pension based on earnings in which Social Security taxes were not paid — typically from a federal, state, or local government, a nonprofit organization, or an employer in a foreign country — and the individual is also eligible for Social Security benefits based on employment from other jobs. In these situations the Social Security benefit may be reduced by the Windfall Elimination Provision (WEP).

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