- Created on Tuesday, 25 March 2014 09:54
Traditional individual retirement accounts (IRAs) can be a good way to save for retirement. If you do not participate in an employer-sponsored retirement plan or would like to supplement that plan, a traditional IRA could work for you.
A traditional IRA is simply a tax-deferred savings account that has several investing options and is set up through an investment institution. For instance, an IRA can include stocks, bonds, mutual funds, cash equivalents, real estate, and other investment vehicles.
One of the benefits of a traditional IRA is the potential for tax-deductible contributions. In 2014, you may be eligible to make a tax-deductible contribution of up to $5,500 ($6,500 if you are 50 or older). Contribution limits are indexed annually for inflation.
- Created on Tuesday, 25 March 2014 09:41
President Barack Obama has been very vocal about the significance of small businesses to our economy. According to the White House website, www.Whitehouse.gov, the President views small businesses as "the backbone of our economy and the cornerstones of our communities".
Unlike their Fortune 500 business counterparts, whose heavily entrenched internal culture makes swift change difficult, small businesses are agile, more flexible and can adapt more readily when the economy requires or the business model no longer works. So it comes as no surprise that we as a community put forth every effort to support and grow our small businesses.
Frequently forced to wear many hats, small business owners often juggle legal, accounting, marketing, operations, hiring, firing, manufacturing and distribution duties. Some do it all of this while maintaining a full time job and family. The idea is to grow the business enough so that the entrepreneur can leave the job and focus on the business.
- Created on Monday, 24 March 2014 09:07
Top Ten DVD List for March 25, 2014
"The Wolf of Wall Street"
- Created on Friday, 21 March 2014 13:44
Sometimes, a sister has to kiss a lot of frogs before finding her soul mate. In Dr. Nazaree Hines-Starr's case, she had to date a lot of "scumbags," as she puts it.
As a black woman, she had trouble meeting single guys who were at her level "emotionally, academically or professionally. Unfortunately, most of the available African-American men she met "had managed to waste years that should have been spent in college or developing a career, chasing skirts, getting arrested, or playing video games."
Moreover, many had "accumulated baggage" such as "rap sheets" and "baby-mama drama." And even the rare brother who had his act together was never serious about settling down and starting a family.
- Created on Friday, 21 March 2014 13:15
For movies opening March 21, 2014
BIG BUDGET FILMS
"Divergent" (PG-13 for intense violence, mature themes and some sensuality) Futuristic sci-fi, set in a supposedly-utopian society where people are segregated by personality, although anyone who fails to fit into one of five groups ends-up condemned to death. Starring Shailene Woodley, Kate Winslet, Mekhi Phifer, Ashley Judd, Zoe Kravitz, Theo James and Maggie Q.
"Muppets Most Wanted" (PG for mild action) Animated adventure set in Europe where the Muppets unwittingly become embroiled in a jewel heist hatched by a Kermit the Frog look-a-like (Steve Whitmore). Voice cast includes Tina Fey, Ricky Gervais and Ty Burrell, with cameos by Lady Gaga, Sean Diddy Combs, Celine Dion, Zach Galifianakis, Josh Groban, Tony Bennett, Usher and Salma Hayek.