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Business

One bar of soap at a time – Part 1

Wealthy

After a long day at work, there is nothing like a hot bath or shower to release the stresses of the day. Various scented shower gels, bubble baths, and bar soaps are all choices at our fingertips to assist in our relaxation. But rarely do we find any bath products that assist in skin moisturizing or acne breakouts without the smell coming across as medicinal.

Kimeli Wade is a go-getter who has found her niche in the soap industry. The bars are uniquely designed and the smell is wonderful. I was taken aback to hear some of the skin soothing effects of the products. This week, Wade shares her journey with us.

On Our Way to Wealthy: Allworld Films

all world
Have you ever experienced a movie with footage that was in the air or over water? The beauty of the scene can often be breathtaking. So when I stumbled across Allworld Films, I was taken aback by their aerial capability. 
 
Allworld Films is a full-service production company specializing in aerial video and photography. 

Young professionals urged to ‘unite and lead’ at empowerment conference

MLYP
(Brandi Richard is president of the National Urban League Young Professionals, which exists to support the National Urban League affiliates. There are 55 chapters and over 5,000 members. She has a vision for NULYP’s members and chapters and will be in Memphis to keynote “Empowerment Conference 2014” at Hilton Memphis, Aug. 22-23. She shares her experiences as national leader of a group of young, diverse professionals with TSD President and Publisher, Bernal E. Smith II.) 
 
Bernal E. Smith II: Tell us about the Urban League Young Professionals?  What is it?  Why does it exist (purpose)? How many chapters/members?
Brandi Richards: The National Urban League Young Professionals exists to support National Urban League affiliates through volunteerism, philanthropy and member (leadership) development. NULYP is made up of 55 chapters and over 5,000 members. Our network extends to over 2.5 million individuals on social media.  Our members volunteer over 50,000 hours a year and over the past three years have given over $1 million to the Urban League to the affiliate network.
 
  • Written by Bernal E Smith II

Building minority leaders in the world of construction

builders
Memphis is experiencing a metamorphosis in the entrepreneurial space, with advocacy, incubation and acceleration entities for start-ups and existing businesses growing and becoming more accessible.
 
For example, the Greater Memphis Chamber Chairman’s Circle has created its Moon Missions and the Economic Development Growth Engine has a small business loan fund. And while the change is welcomed, Memphis still is experiencing a gap between business owners that are minority owned and their counterparts.

Catch up for a more comfortable retirement

money matters
Seven out of 10 workers aged 50 and older are confident that they will have enough money to cover basic expenses in retirement. When it comes to the prospect of living comfortably in retirement, however, the percentage expressing confidence drops to 53 percent — and only 14% are “very confident.”
 
If your retirement account balance is lagging and you are 50 or older, you can give your savings a boost by taking advantage of catch-up contributions that are available for IRAs and employer-sponsored retirement plans.

Lawyers of Color 2014 Hot List has a Memphis element

baptist
Ahsaki Baptist, an attorney with Wyatt, Tarrant & Combs, LLP, has been named to the Lawyers of Color 2014 Hot List, which recognizes minority attorneys that excel in the legal field.  
 
Lawyers of Color, a Washington D.C.-based media and research group that promotes the causes and contributions of the nation’s minority attorneys, annually selects honorees that excel in the legal field and are involved in initiatives that promote diversity.

Be careful about cashing out

money matters
Since the recession, Americans have been keeping their jobs longer. In 2012, the average tenure for U.S. workers was 4.6 years, up from 3.7 years in 2002. Even so, there’s a good chance you may move on to a new job in the not-too-distant future, and when you do you could face a decision about how to handle any funds you have accumulated in your employer-sponsored retirement plan.
 
Typically, you have four choices, depending on the situation:

Fall and winter businesses

wealthy
The time for summer vacations, parties and lounging by the pool is coming to a close.  As the kids begin school, seasonal summer businesses of lawns and pool cleaning will soon come to an end.  But have no fear, fall and winter bring additional opportunities for entrepreneurs to earn income.
 
There are a number of seasonal fall and winter businesses that have a low cost of entry.  These businesses do not necessarily require major startup capital or years of training to pursue.