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December jobs report: Hiring and unemployment steady

December jobs report: Hiring and unemployment steady

NEW YORK – The job market ended 2012 with more growth, as moderate hiring continued at the end of the year.

The economy added 155,000 jobs in December, bringing the total number of jobs added in 2012 to 1.84 million, the Labor Department said Friday. The unemployment rate held steady at 7.8 percent.

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  • Written by Tami Luhby/CNNMoney

Tagging up with 2012

We put forth every effort to be On Our Way to Wealthy in 2012 as business owners shared their experiences and expertise.

From government contracting to supplier diversity certification, churches' economic development to young entrepreneurs, crowd funding to bankruptcy, and from mini manufacturing to sports-related businesses, their stories were inspiring and filled with advice to help others avoid their mistakes.

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Your gender and credit card debt

An April 2012 study by the FINRA Investor Education Foundation shows that women with low levels of financial literacy are more likely to engage in costly credit card behaviors than men with low financial literacy. Interestingly, there was no disparity in credit card behavior between men and women with high levels of financial literacy.

Does your financial intelligence need a boost? Below are some tips to help change costly behavior patterns and, hopefully, close the gender gap in credit card debt.

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Entrepreneurs bud at The Consignment Shoppe

Entrepreneurs bud at The Consignment Shoppe

The Legacy Consignment Shoppe – run by students in The Legacy Project – was a change-agent vehicle designed to help young people further their interests in growth and development.

Stocked by donations from local businesses and individual supporters of the 2Unique Community Salvation Foundation, The Legacy Consignment Shoppe did its business during a four-hour-plus shift at the Hickory Ridge Mall on Dec. 8. Complete with a crowd of shoppers, great food and entertainment, the event had all the appearances of a huge success.

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Certification: Private sector opportunities

Certification: Private sector opportunities

In the world of certification, the Tennessee Minority Supplier Development Council (TMSDC) has found its niche connecting minority businesses with private sector opportunities. With over 3,500 corporate partners, it would be difficult to find another agency with matching partners.

Carlee McCullough, Esq.: Mr. Keith Eakins, thank you for taking the time to share your experiences and knowledge with us. Tell us about yourself and how you became involved in promoting economic opportunities for minorities in business?

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Understanding charitable giving

How can my charity and I both benefit from my gift?

You could receive an immediate income tax deduction. With a properly structured gift, you could realign your investment portfolio without paying capital gains tax on appreciated property. Another strategy may allow you to pass your estate on to your children while avoiding both probate and estate taxes.

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Symposium for small business owners

Symposium for small business owners

Since she started serving in public office, Deidre Malone has been dedicated to helping small businesses in the Memphis community thrive. Over the years, she has helped raise awareness about resources in the city such as the Black Business Association, Small Business Association, NAWBO and the Mid-South Minority Council. She has also worked with larger organizations such as the Chamber of Commerce, EDGE and Leadership Memphis.

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