MONEY MATTERS: Let's face it — shopping for insurance is generally a dreaded and time consuming task. It is not exactly fun, and although it only takes about 15 minutes to get a preliminary rate – that's only the rate from one company. How many agents do you want to call, and how many blocks of 15-30 minutes do you want to take out of your life?
Wouldn't it be nice to be able to call one agent and have them shop your insurance policies around for you without it costing you any money or time away from your family?
Summer is just around the corner and for the sister-and-brother team of Zaadia and Zayrion Harris, and their cousin, Marliesha Malone, it's time to push forward as young entrepreneurs.
Actually, the trio – Zaadia, 17, Zayrion, 16, and 21-year-old Marliesha – is already at work. Last Sunday (June 9), they debuted their Kustom Kosher's spring/summer collection at a launch party at Underwraps Salon, 7981 Dexter Rd. #106 in Cordova.
Determination, creativity and goals form the foundation of what they are building on. And they've got supporters.
LONDON – Power napping has many fans, but falling asleep at the desk could have cost one German bank millions and an employee her job.
A bank clerk nodded off for a second while processing a transfer request and held down the number 2 on his keyboard, changing the amount from 62.40 euros to 222 million euros ($293 million) or 222, 222, 222.22 euros exactly, according to testimony before a German court.
The mistake was spotted and corrected by a routine internal system check, but not before the pensioner's payment request had been approved by a colleague.
MONEY MATTERS: One might assume that most serious disabilities result from a sudden, unlucky accident. Surprisingly, 90 percent of all disability claims are for common health conditions such as cancer and back problems.
Disability insurance replaces a portion of lost income, up to policy limits, if a debilitating injury or chronic illness prevents a breadwinner from working. This type of protection can provide a lifeline for people who may otherwise be unable to support their families, but it can be just as critical for older and/or affluent workers during their peak earning years.
ON OUR WAY TO WEALTHY: African-American Music Appreciation Month is in full stride, as are the Memphis Music Foundation and Consortium Memphis Music Town – two organizations committed to Memphis' reemergence as a music-industry powerhouse.
The Memphis Music Foundation (MMF) has drawn a bead on leveling the playing field for Memphis artists in the music business, with myriad programs designed to that end. And The Consortium Memphis Music Town, aka The Consortium MMT, is a national music mentorship non-profit.
The Memphis Music Foundation (www.memphismeansmusic.com) has myriad programs designed to aid Memphis artists. Let's take a peek.
MONEY MATTERS: Although the Affordable Care Act does not require companies to provide employee health insurance, business owners may want to pay special attention to the law's tax implications.
Large employers that do not offer workers a minimum level of essential health coverage could be hit with costly penalties. Meanwhile, financial incentives may be available to certain small employers that choose to provide employee health coverage.
For many businesses, the presence of certain staffing thresholds may also influence hiring decisions.
ON OUR WAY TO WEALTHY: While other cities may have surpassed Memphis as far as their music business infrastructure, Memphis has not given up the fight. As African-American Music Appreciation Month (AAMAM) dawns, three organizations in the city are putting forth every effort to give Memphis artists and musicians a fighting chance in the industry.
The Memphis & Shelby County Music Commission, the Memphis Music Foundation and the Consortium Memphis Music Town are all aggressively supporting Memphis talent. As part of our celebration of AAMAM, we'll profile all three, beginning this week with the Memphis & Shelby County Music Commission (MSCMC).
According to its website (www.Memphismusic.org), the Music Commission preserves, fosters and promotes Memphis music locally, nationally and throughout the world. That involves education, networking, advocacy and professional and industry development.