The Federal Trade Commission received over 1.8 million consumer complaints in 2011. More than half of these were for various types of fraud. Despite improved consumer education and tighter controls, criminals continue to come up with new ways to separate unwitting victims from their hard-earned money.
A list of potential scams would fill many pages, but here are three relatively new ones to watch out for.
Cut your credit-card rate! An unsolicited caller offers to help you reduce your credit-card interest rate for a fee, and you must fill out a financial profile with account numbers, Social Security numbers, and other personal information. The scammer may arrange a conference call with your credit-card company and ask for a fee reduction, which is usually refused and could have been requested yourself. You are out the fee and at risk for the misuse of your personal information.
Whether you have a multi-million dollar business or a minimum wage job, divorce can put your income at risk when it gets down to child support. Although the distribution of property and alimony payments may be governed by a prenuptial agreement, child custody and support will be solely determined by the court.
According to the Tennessee Code – Title 36, Sections 36-6-106, the court may award custody to either parent, or to both parents (joint custody or shared parenting) based on the best interests of the child. The court will consider the following factors:
In a 2012 survey, 50 percent of current retirees said they retired earlier than they had planned, up from 45 percent in 2011.
Many retirees reported reasons that were beyond their control, such as health problems or disability, company downsizing or closure, changes in the skills required for their jobs, or having to care for a spouse or family member. Yet some said they retired early by choice – because they could afford to or because they wanted to do something different.
If you're nearing the end of your working years, you probably have a retirement timetable in mind. It may be as specific as a particular date or as general as a range of years. Regardless of your timetable, circumstances could change – as the experience of current retirees demonstrates – and retirement might come sooner than you think.
(BlackNews.com) – Internships are a gateway for students that lead to careers. There are thousands of internship opportunities each year across the country, and some of these programs are specifically for minorities and African Americans. Here are just five of such programs:
#1 – Explore Microsoft Internship Program For Women and Minorities : This program is for current college undergraduate minority students pursuing a degree in computer science or software engineering. Students may apply in their freshman or sophomore year of college. Learn more at: www.findinternships.com/2013/04/Explore-Microsoft-Internship-Program.html.
NEW YORK – Boston Red Sox slugger David Ortiz is using his colorful language again, this time to raise funds for victims of the Boston Marathon bombing.
Ortiz famously told Boston fans "This is our f---ing city!" during a ceremony at Fenway Park on April 20, which was being broadcast on live television.
Rather than spark controversy, his choice of language was widely praised, bringing cheers from the crowd and statements of support even from FCC Chairman Julius Genachowski and baseball Commissioner Bud Selig, who called his choice of words "outstanding."
I, John Doe, take you Jane Marie, to be my wife, to have and to hold from this day forward, for better or for worse, for richer, for poorer, in sickness and in health, to love and to cherish; from this day forward until death do us part.
For those in business, divorce can be devastating, especially when we have to be at the top of our game daily. It can affect job performance and the delivery of goods and services.
When we are in love, birds seem to sing louder and even when it is raining it seems like the sun is shining bright. Our mates can do no wrong and we are their biggest cheerleaders. We overlook their flaws and make excuses for their shortcomings.
Wells Fargo recently named Michelle Thornhill, senior vice president, as strategy and integration manager reporting directly to the head of Enterprise Diversity and Inclusion.
For the last five years, Thornhill served as the African-American segment manager, leading the development and execution of the enterprise marketing and engagement strategy for African-American consumers and communities.
Thornhill is now responsible for providing strategic leadership consultation in support of Wells Fargo's diversity and inclusion business goals and objectives. She will focus on developing the enterprise-wide diversity and inclusion implementation strategy.