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Why four-day workweeks are best

Why four-day workweeks are best

Gina, the owner of a busy graphic design firm, started giving herself – and her employees – four-day workweeks after she had knee surgery and found it tough to get around. It was meant to be temporary, and Gina only made the change because she felt guilty staying home while the others toiled. But she quickly realized the shorter week was less a burden than a surprise boon.

From Monday through Thursday, her staff got in early to get their work done, and employees seemed genuinely excited to be there. Productivity increased dramatically. People still had fun, but even the office chitchat seemed more efficient. And when they were at work, they worked.

"They were using the extra day off to spend time with their families, do errands and take long weekends away, but also to schedule appointments they might otherwise have taken an afternoon off to attend," Gina said. People ended up taking fewer vacations days, and sick days disappeared almost entirely.

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  • Written by CNN

Independent Style Market opens in the Broad Ave. Arts District

Independent Style Market opens in the Broad Ave. Arts District

"A Creative Entrepreneurial Community Center". . . that's how Tonya Tate, Director of Indie Style Market styles the new venture designed to promote the economic opportunities of creative entrepreneurism and promote the indie product design community of the Mid-South.

Consumer product design is a broad field that covers everything from apparel and accessories to home goods and furniture. The mid-south is known for our food, music, and art but we also have a lot to offer in terms of unique products that you use every day and Indie Style Market (ISM) exists to tell the story of these products and their makers to the world.

In addition to retail storefront from which to sell their products, ISM offers indie designers workshops to help them with various aspects of running a creative product business such as taking Quality Product Photos, Launching an Etsy shop, and Marketing your brand using Social Media.

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What does it take to win in the music business these days?

What does it take to win in the music business these days?

ON OUR WAY TO WEALTHY: It is pretty common knowledge that the music industry has morphed since the days of Motown. While the model has changed from just ten years ago, the number of artists eager to enter the business has not declined over time. New technology for producing beats allows almost anyone to make a record, thereby diluting and congesting the field. So the dedicated have to distinguish themselves from the pack. Do you ever wonder how some folks made it big in the business with "little" talent, while those that sing like Whitney Houston never make it? Do you have what it takes to make it in the business? Ask yourself a series of questions: Is this my passion? Can I make a living with music? Do I want this to be my business? If the answer is yes, then you have to approach this industry as a business.

Whether a win in the music business is signing to a major deal, signing to an independent label, or starting your own label, the foundation to accomplish either is the same. There are a number of factors that come into play. Passion, hustle, timing, relationships, money, and knowledge are a few of the factors that begin to separate the pack.

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Independent insurance agents vs. captive insurance agents: What’s the difference?

Independent insurance agents vs. captive insurance agents: What’s the difference?

MONEY MATTERS: Let's face it — shopping for insurance is generally a dreaded and time consuming task. It is not exactly fun, and although it only takes about 15 minutes to get a preliminary rate – that's only the rate from one company. How many agents do you want to call, and how many blocks of 15-30 minutes do you want to take out of your life?

Wouldn't it be nice to be able to call one agent and have them shop your insurance policies around for you without it costing you any money or time away from your family?

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Young entrepreneurs are keeping up the good work

Young entrepreneurs are keeping up the good work

Summer is just around the corner and for the sister-and-brother team of Zaadia and Zayrion Harris, and their cousin, Marliesha Malone, it's time to push forward as young entrepreneurs.

Actually, the trio – Zaadia, 17, Zayrion, 16, and 21-year-old Marliesha – is already at work. Last Sunday (June 9), they debuted their Kustom Kosher's spring/summer collection at a launch party at Underwraps Salon, 7981 Dexter Rd. #106 in Cordova.

Determination, creativity and goals form the foundation of what they are building on. And they've got supporters.

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Sleepy bank clerk's $293 million error

Sleepy bank clerk's $293 million error

LONDON – Power napping has many fans, but falling asleep at the desk could have cost one German bank millions and an employee her job.

A bank clerk nodded off for a second while processing a transfer request and held down the number 2 on his keyboard, changing the amount from 62.40 euros to 222 million euros ($293 million) or 222, 222, 222.22 euros exactly, according to testimony before a German court.

The mistake was spotted and corrected by a routine internal system check, but not before the pensioner's payment request had been approved by a colleague.

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  • Written by Mark Thompson/CNNMoney

Disability income insurance: Do you need it?

Disability income insurance: Do you need it?

MONEY MATTERS: One might assume that most serious disabilities result from a sudden, unlucky accident. Surprisingly, 90 percent of all disability claims are for common health conditions such as cancer and back problems.

Disability insurance replaces a portion of lost income, up to policy limits, if a debilitating injury or chronic illness prevents a breadwinner from working. This type of protection can provide a lifeline for people who may otherwise be unable to support their families, but it can be just as critical for older and/or affluent workers during their peak earning years.

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