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Business

Independent Style Market opens in the Broad Ave. Arts District

ISM-600"A Creative Entrepreneurial Community Center". . . that's how Tonya Tate, Director of Indie Style Market styles the new venture designed to promote the economic opportunities of creative entrepreneurism and promote the indie product design community of the Mid-South.

Consumer product design is a broad field that covers everything from apparel and accessories to home goods and furniture. The mid-south is known for our food, music, and art but we also have a lot to offer in terms of unique products that you use every day and Indie Style Market (ISM) exists to tell the story of these products and their makers to the world.

In addition to retail storefront from which to sell their products, ISM offers indie designers workshops to help them with various aspects of running a creative product business such as taking Quality Product Photos, Launching an Etsy shop, and Marketing your brand using Social Media.

What does it take to win in the music business these days?

CarleeMcCullough-160ON OUR WAY TO WEALTHY: It is pretty common knowledge that the music industry has morphed since the days of Motown. While the model has changed from just ten years ago, the number of artists eager to enter the business has not declined over time. New technology for producing beats allows almost anyone to make a record, thereby diluting and congesting the field. So the dedicated have to distinguish themselves from the pack. Do you ever wonder how some folks made it big in the business with "little" talent, while those that sing like Whitney Houston never make it? Do you have what it takes to make it in the business? Ask yourself a series of questions: Is this my passion? Can I make a living with music? Do I want this to be my business? If the answer is yes, then you have to approach this industry as a business.

Whether a win in the music business is signing to a major deal, signing to an independent label, or starting your own label, the foundation to accomplish either is the same. There are a number of factors that come into play. Passion, hustle, timing, relationships, money, and knowledge are a few of the factors that begin to separate the pack.

Young entrepreneurs are keeping up the good work

entrepreneurs-1-600Summer is just around the corner and for the sister-and-brother team of Zaadia and Zayrion Harris, and their cousin, Marliesha Malone, it's time to push forward as young entrepreneurs.

Actually, the trio – Zaadia, 17, Zayrion, 16, and 21-year-old Marliesha – is already at work. Last Sunday (June 9), they debuted their Kustom Kosher's spring/summer collection at a launch party at Underwraps Salon, 7981 Dexter Rd. #106 in Cordova.

Determination, creativity and goals form the foundation of what they are building on. And they've got supporters.

Disability income insurance: Do you need it?

disability-insurance-250MONEY MATTERS: One might assume that most serious disabilities result from a sudden, unlucky accident. Surprisingly, 90 percent of all disability claims are for common health conditions such as cancer and back problems.

Disability insurance replaces a portion of lost income, up to policy limits, if a debilitating injury or chronic illness prevents a breadwinner from working. This type of protection can provide a lifeline for people who may otherwise be unable to support their families, but it can be just as critical for older and/or affluent workers during their peak earning years.

2 groups pursue powerhouse status for Memphis music

CarleeMcCullough-160ON OUR WAY TO WEALTHY: African-American Music Appreciation Month is in full stride, as are the Memphis Music Foundation and Consortium Memphis Music Town – two organizations committed to Memphis' reemergence as a music-industry powerhouse.

The Memphis Music Foundation (MMF) has drawn a bead on leveling the playing field for Memphis artists in the music business, with myriad programs designed to that end. And The Consortium Memphis Music Town, aka The Consortium MMT, is a national music mentorship non-profit.

The MMF

The Memphis Music Foundation (www.memphismeansmusic.com) has myriad programs designed to aid Memphis artists. Let's take a peek.

Businesses face health-care decisions

CharlesSimsJr-160MONEY MATTERS: Although the Affordable Care Act does not require companies to provide employee health insurance, business owners may want to pay special attention to the law's tax implications.

Large employers that do not offer workers a minimum level of essential health coverage could be hit with costly penalties. Meanwhile, financial incentives may be available to certain small employers that choose to provide employee health coverage.

For many businesses, the presence of certain staffing thresholds may also influence hiring decisions.

A fighting chance for Memphis artists and musicians

CarleeMcCullough-160ON OUR WAY TO WEALTHY: While other cities may have surpassed Memphis as far as their music business infrastructure, Memphis has not given up the fight. As African-American Music Appreciation Month (AAMAM) dawns, three organizations in the city are putting forth every effort to give Memphis artists and musicians a fighting chance in the industry.

The Memphis & Shelby County Music Commission, the Memphis Music Foundation and the Consortium Memphis Music Town are all aggressively supporting Memphis talent. As part of our celebration of AAMAM, we'll profile all three, beginning this week with the Memphis & Shelby County Music Commission (MSCMC).

According to its website (www.Memphismusic.org), the Music Commission preserves, fosters and promotes Memphis music locally, nationally and throughout the world. That involves education, networking, advocacy and professional and industry development.

Business bootcamp has single moms in sight

Nicole Gates-300This summer, Successful Single Moms Memphis, Inc. plans to take another step in its mission of "advocating for fair wages, opportunities to return to school, homeownership and entrepreneurship" for single moms.

Single Moms University (SMU) – in concert with its collaborative partners – will provide an avenue for their single moms to participate in classes designed to foster continuing education opportunities.

"We are excited to announce our Mogul Mom™ Business Bootcamp as the first set of classes under our Single Moms University," said Nicole Gates, director of Successful Single Moms Memphis, Inc. "(This) is a collaboration of the Home Based Business Chamber of Commerce (HBBCC), National College of Business and Successful Single Moms Memphis. Completion of the training sets the women up to become Mogul Mom™ Certified business enterprises."